Florida Health Insurance Plans for Employers
Affordable Group Health Care Plans for Your Business
When you need an affordable group health insurance plan that doesn’t
skimp on coverage, FHCP is here to help. We offer an extensive list of
Florida health insurance plans for employers throughout Volusia, Flagler,
Seminole, and Brevard Counties. Our plans are designed to provide flexible,
full coverage that meets your and your employees’ needs and our
knowledgeable agents can even work with you to create a customized package
tailored to your unique group. FHCP provides top-quality coverage with
low out-of-pocket costs for employers and their employees. Find out more
about our plans by giving us a call today.
Customized Solutions for Your Group Health Insurance Needs
At FHCP, we offer a comprehensive range of group health care plans to meet
your specific needs.
Our group plans include:
HMO Plans
Our traditional HMO plans focus on wellness and preventative care. With
an HMO plan, you’ll receive access to a growing network of over
3,000 health care providers and contract facilities. Our HMOs offer low
copays for primary care visits, X-rays, and primary care visits, along
with superior, comprehensive coverage. This option offers low out-of-pocket
costs, worldwide emergency and urgent care coverage, and direct access
for chiropractic, dermatology, optometry, gynecology, smoking cessation,
and weight management programs.
Balance Plans
Our Balance Plans offer traditional health insurance coverage with lower
monthly premiums. These plans offer fixed copays for office visits, as
well as optional deductible amounts. Balance Plans provide the peace of
mind that comes with knowing the exact cost of your next primary care
or specialist visit. This type of plan combines fixed copays as low as
$20 for office visits, deductibles as low as $0 annually, and co-insurance
on other medical services.
High-Deductible Plans
Our High-Deductible Plans allow members the greatest level of control over
their healthcare expenses. These plans provide a lower cost alternative
for employers offering employee benefits, as well as various tax advantages
when combined with a Health Savings Account or Health Reimbursement Arrangement.
For those wishing to be directly involved in the health care decision-making
process in order to make better, more informed medical spending decisions,
a High-Deductible Plan may be the answer.
Point of Service Rider
A Point of Service Rider, or Open Access Rider, allows a greater freedom
of choice than any other plan. Our Point of Service Rider offers fixed
copays for in-network services, along with lower deductibles and less
co-insurance. It also makes referrals unnecessary, instead allowing users
to self-refer using a provider outside of our network. Members can add
Point of Service coverage to any of our Balance, High-Deductible, or HMO plans.
Triple Option Rider
Triple Option Riders are designed to complement our HMO Plans. With this
option, members have greater control over their out-of-pocket healthcare
expenses, with the amount paid determined by the choice of provider. Triple
Option coverage allows you to receive care from any provider in FHCP’s
HMO Participating Provider Network (option 1), or you may refer yourself
to any provider listed as a Florida Health Care Option 2 Provider (option
2), which includes more than 400,000 local and national providers. With
Triple Option coverage, you can also choose to receive care from a non-participating
provider, hospital, or medical facility (option 3).