Point of Service (Open Access) Rider

  • Freedom of choice
  • No referrals necessary
  • Fixed co-pays for in-network services

Point of Service coverage allows you to maximize your freedom of choice. With this rider, you can select from over 6,000 Providers and Contract Facilities for in-network services, taking advantage of fixed co-pay amounts for office visits, lower deductibles and less co-insurance. You may also decide to self-refer using a healthcare provider outside the FHCP Network, the choice is yours. Point of Service coverage can be added to any of our HMO, Balance, or High Deductible Plans.

Ready to experience quality, affordable, accessible and preventative health care solutions that work for you and your employees?