Florida Health Insurance Plans for Employers

Affordable Group Health Care Plans for Your Business

When you need an affordable group health insurance plan that doesn’t skimp on coverage, FHCP is here to help. We offer an extensive list of Florida health insurance plans for employers throughout Volusia, Flagler, Seminole, and Brevard Counties. Our plans are designed to provide flexible, full coverage that meets your and your employees’ needs and our knowledgeable agents can even work with you to create a customized package tailored to your unique group. FHCP provides top-quality coverage with low out-of-pocket costs for employers and their employees. Find out more about our plans by giving us a call today.

Customized Solutions for Your Group Health Insurance Needs

At FHCP, we offer a comprehensive range of group health care plans to meet your specific needs.

Our group plans include:

HMO Plans

Our traditional HMO plans focus on wellness and preventative care. With an HMO plan, you’ll receive access to a growing network of over 6,000 health care providers and contract facilities. Our HMOs offer low copays for primary care visits, X-rays, and primary care visits, along with superior, comprehensive coverage. This option offers low out-of-pocket costs, worldwide emergency and urgent care coverage, and direct access for chiropractic, dermatology, optometry, gynecology, smoking cessation, and weight management programs.

Balance Plans

Our Balance Plans offer traditional health insurance coverage with lower monthly premiums. These plans offer fixed copays for office visits, as well as optional deductible amounts. Balance Plans provide the peace of mind that comes with knowing the exact cost of your next primary care or specialist visit. This type of plan combines fixed copays as low as $20 for office visits, deductibles as low as $0 annually, and co-insurance on other medical services.

High-Deductible Plans

Our High-Deductible Plans allow members the greatest level of control over their healthcare expenses. These plans provide a lower cost alternative for employers offering employee benefits, as well as various tax advantages when combined with a Health Savings Account or Health Reimbursement Arrangement. For those wishing to be directly involved in the health care decision-making process in order to make better, more informed medical spending decisions, a High-Deductible Plan may be the answer.

Point of Service Rider

A Point of Service Rider, or Open Access Rider, allows a greater freedom of choice than any other plan. Our Point of Service Rider offers fixed copays for in-network services, along with lower deductibles and less co-insurance. It also makes referrals unnecessary, instead allowing users to self-refer using a provider outside of our network.

Triple Option Rider

Triple Option Riders are designed to complement our HMO Plans. With this option, members have greater control over their out-of-pocket healthcare expenses, with the amount paid determined by the choice of provider. Triple Option coverage allows you to receive care from any provider in FHCP’s HMO Participating Provider Network (option 1), or you may refer yourself to any provider listed as a Florida Health Care Option 2 Provider (option 2), which includes more than 400,000 local and national providers. With Triple Option coverage, you can also choose to receive care from a non-participating provider, hospital, or medical facility (option 3).